FINANCIAL CONNECTS CONTEST

Net Literacy hurdles students to emanate monetary credentials videos as well as games

Net Literacy, a digital credentials nonprofit comprised of inner Indiana students, along with State Farm Insurance, voiced a inhabitant foe permitting students will foe for some-more than a single hundred monetary awards for formulating videos as well as interactive games demonstrating a significance of monetary literacy. The dual organizations came together after Net Literacy perceived a digital superintendence accede to of $100,000 from State Farm. Net Literacy skeleton to come in into a foe with a Indiana Department of Education’s not long ago dynamic monetary credentials standards, which have been taught to all 6th by 12th difficulty students.

David Johnson, Net Literacy’s Student Chairperson as well as a sophomore during Northwest High School remarked, “We thought which most schools will have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of this foe as both a difficulty devise as well as an eventuality to rivet students to sense about monetary literacy.”

Net Literacy’s tyro house many-sided 200 “best of a web” monetary credentials videos as well as interactive games after a examination of some-more than 5,000 websites. The classification afterwards assembled a website to offer as a apparatus to students, parents, as well as educators. The website will launch in April. Following a website project, Net Literacy due a accede to to enthuse students to sense some-more about monetary credentials as well as have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of their believe to emanate videos as well as Interactive games which assistance their classmates have fun whilst superintendence about monetary literacy. “Thanks to State Farm as well as State Farm’s Youth Advisory Board, Net Literacy will be rising a inhabitant foe where students can foe for some-more than 100 awards which will operation from $250 to $1,000 for formulating videos as well as interactive games which describe to monetary literacy, pronounced Johnson. “We thought which most schools will have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of this foe as both a difficulty devise as well as an eventuality to rivet students to sense about monetary literacy. Afterwards, a videos as well as interactive games will be combined on a website where they will be used as a monetary credentials apparatus for students, educators, as well as parents. The creators of this calm will win both a bit of celebrity as well as fortune, whilst assisting enlarge monetary credentials between opposite a country.”

State Farm’s inexhaustible accede to gives Net Literacy a resources to exercise a contest. The student-produced videos as well as interactive games will be combined on a inhabitant website where they will be used as a monetary credentials apparatus for students, educators, as well as parents.

“I am unapproachable which Net Literacy, an classification done of Indiana students, successfully competed for State Farm’s monetary credentials grant. This is a sort of have have make have make have make have make have make make make make make make make make make use of of of of of of of of of of of of of of of of of of of superintendence devise which encourages tyro success, as well as we honour them on this endeavor,” pronounced Superintendent of Public Instruction Dr. Tony Bennett.

“State Farm supports service-learning since it combines have have make have make have make have make have make make make make make make make make make use of of of of of of of of of of of of of of of of of of of to a village with classroom curriculum in a hands-on proceed to mastering thesis element whilst fostering county responsibility,” pronounced State Farm Community Specialist Ed Perez. “The State Farm Youth Advisory Board is a budding e.g. of State Farm’s joining to education, a village as well as a youth.”

Visit www.statefarmyab.com for some-more report about a opposite projects being saved as well as about a Youth Advisory Board.

State Farm presented a check to Net Literacy during a press discussion reason during a Department of Education’s offices on Feb 22, 2010.

CONTEST RULES

CONTEST RULE UPDATE AS OF Jul 14, 2010

NOTE: THE DEADLINE IS DECEMBER 17, 2010, BUT AWARDS WILL BE MADE ON A ROLLING BASIS AS VIDEOS AND GAMES ARE RECEIVED.

1. Register for Financial Connects Contest updates on a Net Literacy Alliance website – greatfully bookmark this website or click on: Financial Connects Contest

2. Familiarize with a Indiana Department of Education’s Financial Literacy Standards (Note: Net Literacy is beholden for a Indiana Department of Education’s await as well as advocacy – yet Net Literacy is obliged for all aspects of this competition.)

3. Additional sum will be stirring – greatfully bookmark this website or check behind at: Blog

4. Questions can be sent to danielkent@netliteracy.org.

5. GAME CONTEST RULES

VIDEO Contest Rules

Net Literacy, with a dependent organizations (collectively “Sponsor”) presents a following foe to foster monetary credentials between students in grades 6-12. Participants of a foe foe to set up videos on a following: a) monetary shortcoming as well as preference making; b) income as well as careers; c) formulation as well as income management; d) handling credit as well as debit; e) risk government as well as insurance; f) saving as well as investing; g) college fund; and/or h) monetary burglary as well as fraud. Additional sum per critical concepts described in sections a by f have been decorated below.

Financial Responsibility as well as Decision Making
Standard 1.0 Demonstrate government of particular as well as family finance government by requesting arguable report as well as a single after another preference making.
1.1 Demonstrate reception shortcoming for personal monetary decisions.
1.2 Analyze monetary report from a accumulation of arguable sources.
1.3 Utilize consumer word laws as well as resources
1.4 Make monetary preference by evenly deliberation alternatives as well as consequences
1.5 Demonstrate report exchnage strategies for deliberating monetary issues
1.6 Demonstrate strategies to carry out personal information

Relating Income as well as Careers
Standard 2.0 Analyze how education, income, career, as well as reason up choices describe to achieving monetary goals.
2.1 Describe how career choice, education, skills, entrepreneurship, as well as mercantile conditions start income.
2.2 Identify sources of personal income.
2.3 Explain how taxes as well as worker benefits describe to disposable income.

Planning as well as Money Management
Standard 3.0 Manage income effectively by office office building monetary goals as well as budgets
3.1 Demonstrate capability to have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of income government skills as well as strategies.
3.2 Develop a complement for gripping as well as regulating monetary records.
3.3 Analyze services of monetary institutions.
3.4 Apply consumer skills to squeeze decisions.
3.5 Connect a purpose of giveaway giving, proffer service, as well as hospitality to village growth as well as peculiarity of life.
3.6 Develop a personal monetary plan.
3.7 Examine a purpose as well as worth of estate planning.

Managing Credit as well as Debt
Standard 4.0 Manage credit as well as debt to sojourn both creditworthy as well as financially secure
4.1 Analyze a costs as well as benefits of assorted sorts of credit.
4.2 Analyze factors which change substantiating as well as progressing a great credit rating.
4.3 Analyze methods as well as benefits of avoiding or editing credit as well as debt problems.
4.4 Analyze vital consumer credit laws.

Risk Management as well as Insurance
Standard 5.0 Analyze a facilities of insurance, a purpose in balancing risk, as well as benefits in monetary planning.
5.1 Analyze a inlet of personal monetary risk as well as a significance of safeguarding opposite monetary loss.
5.2 Analyze a need for as well as worth of assorted sorts of word opposite stages of a reason up cycle.
5.3 Apply concepts compared to monetary risk, word from loss, as well as monetary planning.

Saving as well as Investing
Standard 6.0 Analyze saving as well as investing to set up long-term monetary confidence as well as wealth.
6.1 Explain how saving contributes to monetary wellbeing.
6.2 Apply strategies for formulating resources as well as office office building assets.
6.3 Compare investment alternatives.
6.4 Describe how to buy as well as sell investments.
6.5 Explain how taxes start a rate of lapse on investments.
6.6 Analyze how agencies which umpire monetary markets strengthen investors.

By entering a foe (“Entrant”), Entrant agrees which their coming in a foe will be governed by, as well as Entrant shall reside by a following:

1. Description of a contest: The thought of a Net Literacy Financial Literacy Video Contest (“Contest”) is presented to identify, inspire, nurture, as well as teach by digital media as well as learning. Contest Entrants have been invited to contention video media to teach as well as foster monetary literacy, as described herein above, between students in grades 6-12.

2. Eligibility. The Contest is open usually to active full-time or part-time students (must be means to benefaction proof) now enrolled in grades 6-12 or active part-time college or connoisseur students in a 2-4 year college or university inside of a fifty United States as well as a District of Columbia for any time during a foe duration (May 1, 2010 to Dec 31, 2010 or any foe extensions as motionless by a Sponsor) as well as who have been authorised residents of a single of a fifty (50) states of a United States District of Columbia. Students might experience individually, as a organisation compared with a nonprofit, or as a organisation compared with a school. For a organisation to be deemed Eligible, all members of a organisation contingency be active full-time or part-time students (must be means to benefaction proof) now enrolled in grades 6-12 or active part-time college or connoisseur students in a 2-4 year college or university inside of a fifty United States as well as a District of Columbia for any time during a foe duration (May 1, 2010 to Dec 17, 2010 (plus any foe extensions as motionless by a Sponsor as well as posted on a Net Literacy Alliance website around blog) as well as who have been authorised residents of a single of a fifty (50) states of a United States District of Columbia. Students as well as teams assembly these credentials have been tangible as Eligible Students. If in a solitary perspective of Sponsor an deficient series of entries have been perceived by Dec 1, 2010, Sponsor will have a right to enhance a clarification of Eligible Students to embody all students with a tall propagandize or college degree.

3. How to enter.
Eligible Students will contention hit information, a a single divide proposal, as well as a specific thesis they will residence around a email to danielkent@netliteracy.org. Proposals will be reviewed formed on a following criteria: (a) a chairman submitting concentration is Eligible in suitability with Section 2, (b) a creativity of a entry, (c) as well as to safeguard proposals similarly residence a 8 vital topics as well as as serve tangible in any of a twenty-nine subtopics in a initial 6 categories. Each thesis is will embrace next to weight for consideration. All Eligible students submitting an concentration will embrace an email reply inside of 72 hours unless lengthened by a Sponsor as well as posted by Blog on a Net Literacy Alliance website. All Eligible students selecting an open difficulty will be invited around email to embark work on their video submission. Categories might tighten as well as be subsequently re-opened formed on sum response. Each Eligible tyro might contention no some-more than a single video entrance during a time. After an Eligible tyro submits a video, a Eligible tyro might contention a single some-more proposals for videos for a Sponsor to consider. No Eligible tyro might contention some-more than 3 videos.

4. The entrance duration for a foe starts during 9:00 a.m. Eastern Time (ET) on May 1, 2010 as well as ends during 11:59 p.m. on Dec 17, 2010 unless lengthened in suitability with a Contest around presentation on a Net Literacy Alliance website by Blog.

5. Official Rules: Each acquiescence contingency imitate with a following:

a. Each acquiescence should be dual mins in length (submissions which surpass 5 mins will not be considered). Submission contingency be in a .fla format.

b. Contestants contingency examination as well as determine to Contest Rules.

c. Each acquiescence will be scored similarly to a “primary” Entrant. In a eventuality which a organisation of students (more than one) work together on a submission, a acquiescence contingency be entered underneath a name of a initial Entrant. In a eventuality which a acquiescence wins (created by a organisation of Eligible students, submitted by a initial Entrant), it will be a shortcoming of a initial Entrant to discharge a prize. It is critical to note which usually a single esteem will awarded. All agreements, consents, representations done or since by initial Entrant have been contracting on all members of a organisation as if done by any such member.

d. The acquiescence contingency be Entrant’s own strange work, combined usually by Entrant, yet superintendence might be supposing by teachers or pick adults. The acquiescence contingency not have been formerly published, expelled or distributed in any form; contingency not have won any award; as well as contingency not transgress or violate any copyright, trademark, privacy, publicity, or pick personal or disdainful rights of any chairman or entity.

e. Music used in a acquiescence contingency be strange and/or not need any a single some-more clearances for a Sponsor to have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of or post on open websites or post in open forums of any kind.

f. The acquiescence contingency not enclose or anxiety any names, products, or services of any association or entity or any third celebration trademarks, logos, trade skirt or graduation of any brand, product, or service.

g. If any persons appear, or have been referred to in a submission, Entrant is usually obliged for obtaining determine before to submitting a video. Entrant is obliged for obtaining sealed parental accede for persons underneath a age of eighteen who crop up in a acquiescence or divulge privately identifiable information, in serve to any pick clearances compulsory by a Contest Rules. Formal acquiescence of Entrant’s video will paint any compulsory clearances. In a eventuality where clearances have been not covered, a video acquiescence will be unfit from a competition.

h. Submissions which have been lewd, obscene, intimately explicit, pornographic, disparaging, defamatory, libelous, or submissions which differently enclose inapt calm or disgusting element might not be submitted as well as might be private during any time in Sponsor’s solitary as well as unobstructed discretion.

i. The acquiescence contingency not enclose any privately identifiable report of any chairman pick than Entrant’s information. Should Entrant embody privately identifiable report in a submission, Entrant acknowledges as well as agrees which such report will be disclosed publicly as well as Entrant is usually obliged for any consequences thereof.

j. Entrant might not be, nor might Entrant work with, parties in as well as with a acquiescence who have been 1) represented underneath stipulate (e.g., by a bent representative or manager) which would border or deteriorate Sponsor’s capability to arrangement a acquiescence in any media form; 2) thesis to an behaving or displaying stipulate which would have Entrant/their coming in a acquiescence a defilement of third celebration rights; or 3) underneath any pick contractual relationship, together with yet not singular to professional organisation and/or kinship memberships, which might forestall Sponsor from being means to have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of a submissions worldwide in all media in perpetuation on a royalty-free basement yet remuneration or price obligations.

Sponsor pot a right in a solitary as well as unobstructed option to invalidate any acquiescence which it believes violates or potentially violates any of a foregoing mandate or differently fails to imitate with any of a foregoing mandate or differently fails to imitate with any sustenance of these Official Rules. The decisions of Sponsor on this as well as all counts per to a foe shall be last as well as binding.

Entrants determine to recompense as well as reason Sponsor submissive from as well as opposite any suits, claims, damages, expenses, together with in accord with profession fees which might movement from or in tie with Entrant’s acquiescence as well as a have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of as well as or arrangement of Entrant’s submission.

FINALIST SELECTION. Sponsor will name during slightest sixty finalists which will embrace income awards on a rolling basement commencement on a acquiescence as well as no after than Jan 31, 2011, unless lengthened by a Sponsor as well as posted by Blog on a Net Literacy Alliance website by Feb 28, 2011 unless lengthened by Sponsor as well as posted by Blog on a Net Literacy Alliance website. Sponsors might additionally name an sum series of semi-finalists who determine to have their video enclosed yet a income award. . Submissions which do not reasonably concentration on a monetary credentials standards as well as topics a-h as serve minute in a initial divide will not be considered. Sponsor will name finalist formed on a following categories: a) 40% creativity, quality, as well as newness of concept; b) 40% efficacy in enchanting 6-12 difficulty students to sense as well as sense a monetary credentials standards; as well as c) 20% ubiquitous interest to a judges. Finalist videos will be posted on a Financial Connects website by Dec 31, 2011 unless lengthened by a unite . Winners will be comparison by Sponsor, during Sponsor’s solitary discretion. Winners will be contacted by Feb 27, 2011 unless a Contest is extended.

PRIZES: The foe is written to give Entrants a eventuality to contention videos which reply to a thesis of compelling monetary literacy. The prizes will be awarded to Entrants submitting a most appropriate entries as dynamic by a judges in suitability with a Contest Rules.

a. Best of Web videos will be awarded $500

b. Best of Class videos will be awarded $250

c. Five Star videos will be awarded $100

d. All Star videos will not embrace remuneration yet will be since a eventuality for their video to be publicized in suitability with a Contest

Entrant is probable for all taxes in tie with any esteem awarded hereunder. Entrant hereby agrees as well as acknowledges which Sponsor will hope for an IRS form 1099 for a winning Entrant as well as supply such compulsory report to a local, state, as well as sovereign fatiguing organisation in suitability with all germane laws. Failure to yield all such compulsory as well as germane report requested by Sponsor for credentials of a 1099 form shall consecrate a waiver of a winning esteem by a comparison winning Entrant. In a eventuality of a waiver of a winning prize, Sponsor might surrogate or name an pick winner. Entrant unwell to yield a compulsory report hereby waives as well as releases Sponsor as well as a affiliates from any claim, dispute, authorised box or a matching to outset out of as well as in tie with this contest. Entrants contingency reply to Sponsor’s emails inside of 72 hours. Entrants might not cgange a concentration of their video after acquiescence of Eligibility. Due to logistical as well as government constraints, Entrants might not cgange their hit report yet accede of Sponsor.

GRANT OF RIGHTS: By entering, any Entrant grants Sponsor as well as a designees a incorrigible royalty-free a right to arrangement their submission, together with Entrant’s name or in a box of a team, name as well as report for any partial of of a team) during a Net Literacy site for purposes of this foe yet serve notice or consideration, in perpetuity. Entrants serve accede to Sponsor as well as a designee an exclusive, irrevocable, royalty-free permit to arrangement their acquiescence on cable, foster television, wireless inclination such as dungeon phones, as well as on third celebration websites together with yet not singular to youtube.com, facebook.com, twitter.com as well as matching sites for promotional or tutorial purposes. Winners hereby accede to Sponsor a royalty-free right to reproduce, exploit, adapt, have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of as well as arrangement worldwide in perpetuity, yet geographic or time limitation, for graduation or credentials compared purposes in any as well as all media yet serve notice or compensation; however, Sponsor will try to admit or credit Entrant. Winners determine to pointer any papers which might be compulsory to start a preference of chartering rights.

CONDITIONS OF PARTICIPATION.
The Sponsor pot a right in a solitary discretion, to cgange a conditions as well as conditions of a contest, cancel, terminate, and/or postpone a foe as well as to invalidate any Entrant which tampers with a entrance process, violates these central rules, or acts in a disruptive or unsportsmanlike manner. Without tying a foregoing, Sponsor might reject any submission, if in Sponsor’s solitary judgment, a Entrant has been disqualified, has controversial eligibility or is differently incompetent to come in or participate. CAUTION: Any chairman who attempts on purpose to criticise a bona fide operation of this foe might be thesis to polite and/or rapist penalties as well as fines; as well as Sponsor pot a right to find indemnification from any such chairman to a fullest border available by law.

Without tying a foregoing, Sponsor might modify, cancel, terminate, and/or postpone a foe if, in Sponsor’s solitary opinion, an situation of any kind occurs to hurtful or deteriorate a administration, security, integrity, firmness or fool around (as intended) of a foe together with yet limitation: a) earthquake, flood, fire, charge or pick healthy mess or movement of God or b) work debate or hazard thereof, polite reeling or commotion, intrusion of a open markets, fight or armed brawl (whether or not strictly declared).
As a condition of reception a prize, intensity winners contingency finish as well as lapse a sealed matter confirming eligibility, a waiver as well as release, as well as only where prohibited, a broadside recover inside of 7 (7) days of a date settled on a esteem notice.

By participating in a foe all Entrants determine to release, recompense as well as reason submissive Sponsor as well as a dependent organizations from as well as opposite any liability, injury, death, detriment or indemnification to Entrant or any chairman or entity, together with yet reduction repairs to personal or genuine property, caused in sum or in part, though check or in a roundabout way by reason of their coming in this foe (or compared activities) or their acceptance, embrace or use/misuse of a prize.

DISCLAIMER. NOTWITHSTANDING ANYTHING TO THE CONTRARY, IN NO EVENT WILL ANY OF THE SPONSOR PARTIES BE LIABLE TO ENTRANT OR ANY THIRD PARTY FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, LOSS OF REVENUES, LOST PROFITS, LOST CAPITAL OR OVERHEAD, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, WHETHER OR NOT SPONSOR HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.

Except where prohibited, Entrants hereby accede to Sponsor a right to have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of their names, likenesses, voices, opinions as well as biographical report for broadside or credentials compared purposes.

Sponsor is not obliged for lost, late, incomplete, damaged, stolen, invalid, senseless or misdirected information. Sponsor is not obliged for mislaid or late entries nor for electronic delivery errors ensuing in omission, interruption, deletion, defect, check in operations or transmission, burglary or drop or unapproved entrance to or alterations of entrance materials, or for technical, network, write equipment, electronic, computer, hardware, module malfunctions or stipulations of any kind, or false transmissions or mess to embrace entrance report by Sponsor or presenter on comment of technical problems or trade overload on a Internet or during any web site or multiple thereof. If for any reason a module is not means of regulating as programmed together with infection by mechanism virus, bugs, tampering, unapproved intervention, fraud, technical failures, or any pick causes over a carry out of Sponsor which hurtful or start a administration, security, fairness, integrity, or correct carry out of a contest, a Sponsor pot a right during a solitary option , to invalidate any particular who tampers with a entrance process, as well as to cancel, terminate, cgange or postpone a contest. Sponsor pot a right to name winners from authorised entries perceived as of a stop date. Any try by a competitor to on purpose repairs any web site or criticise a bona fide operation of a diversion is a defilement of rapist as well as polite laws as well as should such an try be made, Sponsor pot a right to find indemnification from any such competitor to a fullest border of a law. If there is a brawl as to a temperament of a Entrant, a esteem will be awarded to a certified comment hilt of a email address. The “authorized comment holder” is tangible as a healthy chairman to whom a email residence is assigned.

No Limitation on Exploitation of Materials. Each Entrant acknowledges which any of a Sponsor parties rivet as well as have intent in as well as will in a destiny rivet in a development, preparation, production, merger as well as distribution of creative, educational, inventive as well as pick element (collectively, a “Materials”), together with yet reduction Materials which have been matching or matching to Entrants submission. Each Entrant additionally acknowledges which pick persons, together with a Sponsor parties, might formerly have originated and/or submitted to Sponsor or others, as well as might penance issue or submit, Materials which have been matching or matching to Entrant’s submission. Each Entrant agrees which it will not be entitled to any remuneration since of a have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of by Sponsor parties by such matching or matching Material. Without reduction of a foregoing, a Sponsor parties might use, yet any remuneration or pick requisite whatsoever to any Entrant, any partial of a Materials, as well as any thought or visualisation contained therein, which is matching or matching to Entrant’s submission. Entrant agrees which a Sponsor development, preparation, production, acquisition, distribution and/or exploitation of Materials matching or matching to Entrants acquiescence or containing ideas, features, element and/or elements matching or matching with those contained in Entrant’s acquiescence shall not accede to a Entrant to any remuneration or pick right or pill whatsoever. Acceptance by Sponsor is not an acknowledgment by Sponsor of a newness or newness of a submission.

All issues as well as questions connected with a construction, validity, assimilate as well as enforceability of these central manners or a rights as well as obligations of participants or Sponsor in tie with a foe shall be governed by as well as construed in suitability with a inner laws of a state of Indiana, yet giving outcome to any preference of law or brawl of law manners or supplies which would means a concentration of any pick state laws. Claims might not be resolved by any form of difficulty action. Venue for all suits as well as actions will be in sovereign or state courts located in Marion County, State of Indiana.

If any supplies of these central manners have been reason to be shabby or unenforceable, all superfluous supplies hereof will sojourn in full force as well as effect.

GAMING Contest Rules

Net Literacy, with a dependent organizations (collectively “Sponsor”) presents a following foe to foster monetary credentials between students in grades 6-12. Participants of a foe foe to set up games on a following: a) monetary shortcoming as well as preference making; b) income as well as careers; c) formulation as well as income management; d) handling credit as well as debit; e) risk government as well as insurance; f) saving as well as investing; g) college fund; and/or h) monetary burglary as well as fraud.

Additional sum per critical concepts described in sections a by f have been decorated below.

By entering a foe (“Entrant”), Entrant agrees which their coming in a foe will be governed by, as well as Entrant shall reside by a following:

1. Description of a contest: The thought of a Net Literacy Financial Literacy Gaming Contest (“Contest”) is presented to identify, inspire, nurture, as well as teach by digital media as well as learning. Contest Entrants have been invited to contention web formed interactive games to teach as well as foster monetary literacy, as described herein above, between students in grades 6-12.

2. Eligibility. The Contest is open usually to active full-time or part-time students (must be means to benefaction proof) now enrolled in grades 6-12 or active part-time college or connoisseur students in a 2-4 year college or university inside of a fifty United States as well as a District of Columbia for any time during a foe duration (May 1, 2010 to Dec 31, 2010 or any foe extensions as motionless by a Sponsor) as well as who have been authorised residents of a single of a fifty (50) states of a United States as well as District of Columbia. Students might experience individually, as a organisation compared with a nonprofit, or as a organisation compared with a school. For a organisation to be deemed Eligible, all members of a organisation contingency be to active full-time or part-time students (must be means to benefaction proof) now enrolled in grades 6-12 or active part-time college or connoisseur students in a 2-4 year college or university inside of a fifty United States as well as a District of Columbia for any time during a foe duration (May 1, 2010 to Dec 17, 2010 (plus any foe extensions as motionless by a Sponsor as well as posted on a Net Literacy Alliance website around blog) as well as who have been authorised residents of a single of a fifty (50) states of a United States as well as District of Columbia. Students as well as teams assembly these credentials have been tangible as Eligible Students. If in a solitary perspective of Sponsor an deficient series of entries have been perceived by Dec 1, 2010, Sponsor will have a right to enhance a clarification of Eligible Students to embody all students with a tall propagandize or college degree.

3. Left vacant intentionally.

4. How to enter.

5. Eligible Students will contention hit information, a a single divide proposal, as well as a specific thesis they will residence by emailing danielkent@netliteracy.org. Proposals will be reviewed formed on a following criteria: (a) a chairman submitting concentration is Eligible in suitability with Section 2, (b) a creativity of a entry, (c) as well as to safeguard proposals similarly residence a 8 vital topics as well as as serve tangible in any of a twenty-nine subtopics in a initial 6 categories. Each thesis is will embrace next to weight for consideration. _All Eligible students submitting an concentration will embrace an email reply inside of 72 hours unless lengthened by a Sponsor as well as posted by Blog on a Net Literacy Alliance website. All Eligible students selecting an open difficulty will be invited around email to embark work on their interactive diversion submission. Categories might tighten as well as be subsequently re-opened formed on sum response. Each Eligible tyro might contention no some-more than a single diversion entrance during a time. After an Eligible tyro submits a game, a Eligible tyro might contention a single some-more proposals for games for a Sponsor to consider. No Eligible tyro might contention some-more than 3 games.

6. The entrance duration for a foe starts during 9:00 a.m. Eastern Time (ET) on May 1, 2010 as well as ends during 11:59 p.m. on Dec 17, 2010 unless lengthened in suitability with a Contest around presentation on a Net Literacy Alliance website by Blog.

7. Official Rules: Each acquiescence contingency imitate with a following:

a. Each acquiescence contingency be a diversion which can be played regulating both Internet Explorer as well as Firefox.

b. Contestants contingency examination as well as determine to Contest Rules.

g. If any persons appear, or have been referred to in a submission, Entrant is usually obliged for obtaining determine before to submitting a interactive game. Entrant is obliged for obtaining sealed parental accede for persons underneath a age of eighteen who crop up in a acquiescence or divulge privately identifiable information, in serve to any pick clearances compulsory by a Contest Rules. Formal acquiescence of Entrant’s diversion entrance will paint any compulsory clearances. In a eventuality where clearances have been not covered, a diversion acquiescence will be unfit from a competition.

k. Entrant contingency emanate strange games which have been giveaway of obligations to any third celebration for a have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of of a diversion contemplated herein. That is, yet limitation, a acquiescence contingency be giveaway of requisite to as well as contingency not transgress rights of third celebration copyright, trademark, stable software, gaming systems, gaming programs, gaming components, or any pick stable partial of which would need a permit or pick accede for have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of as contemplated herein.

FINALIST SELECTION. Sponsor will name during slightest 45 finalists which will embrace income awards on a rolling basement commencement on a acquiescence as well as no after than Jan 31, 2011, unless lengthened by a Sponsor as well as posted by Blog on a Net Literacy Alliance website by Feb 28, 2011 unless lengthened by Sponsor as well as posted by Blog on a Net Literacy Alliance website. Sponsors might additionally name an sum series of semi-finalists who determine to have their interactive diversion enclosed yet a income award. Submissions which do not reasonably concentration on a monetary credentials standards as well as topics a-h as serve minute in a initial divide will not be considered. Sponsor will name finalist formed on a following categories: a) 40% creativity, quality, as well as newness of concept; b) 40% efficacy in enchanting 6-12 difficulty students to sense as well as sense a monetary credentials standards; as well as c) 20% ubiquitous interest to a judges. Finalist games will be posted on a Financial Connects website by Dec 31, 2011 unless lengthened by a sponsor. Winners will be comparison by Sponsor, during Sponsor’s solitary discretion. Winners will be contacted no after than by Feb 27, 2011 unless a Contest is extended.

PRIZES: The foe is written to give Entrants a eventuality to contention games which reply to a thesis of compelling monetary literacy. The prizes will be awarded to Entrants submitting a most appropriate entries as dynamic by a judges in suitability with a Contest Rules.

a. Best of Web interactive web formed games will be awarded $1000

b. Best of Class interactive web formed games will be awarded $500

c. Five Star interactive web formed games will be awarded $250

d. All Star interactive web formed games will not embrace remuneration yet will be since a eventuality for their interactive diversion to be publicized in suitability with a Contest

Entrant is probable for all taxes in tie with any esteem awarded hereunder. Entrant hereby agrees as well as acknowledges which Sponsor will hope for an IRS form 1099 for a winning Entrant as well as supply such compulsory report to a local, state, as well as sovereign fatiguing organisation in suitability with all germane laws. Failure to yield all such compulsory as well as germane report requested by Sponsor for credentials of a 1099 form shall consecrate a waiver of a winning esteem by a comparison winning Entrant. In a eventuality of a waiver of a winning prize, Sponsor might surrogate or name an pick winner. Entrant unwell to yield a compulsory report hereby waives as well as releases Sponsor as well as a affiliates from any claim, dispute, authorised box or a matching to outset out of as well as in tie with this contest. . Entrants contingency reply to Sponsor’s emails inside of 72 hours. After Entrants might not cgange concentration of their interactive diversion after acquiescence of Eligibility. Due to logistical as well as government constraints, Entrants might not cgange their hit report yet accede of Sponsor.

GRANT OF RIGHTS: By entering, any Entrant grants Sponsor as well as a designees a incorrigible royalty-free a right to arrangement their submission, together with Entrant’s name or in a box of a team, name as well as report for any partial of of a team) during a Net Literacy site for purposes of this foe yet serve notice or consideration, in perpetuity. Entrants serve accede to Sponsor as well as a designee an exclusive, irrevocable, royalty-free permit to arrangement their acquiescence on cable, foster television, wireless inclination together with dungeon phones, as well as third celebration web sites together with yet not singular to youtube.com, facebook.com, twitter.com as well as matching sites for promotional or tutorial purposes. Winners hereby accede to Sponsor a royalty-free right to reproduce, exploit, adapt, have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of as well as arrangement worldwide in perpetuity, yet geographic or time limitation, for graduation or credentials compared purposes in any as well as all media yet serve notice or compensation; however, Sponsor will try to admit or credit Entrant. Winners determine to pointer any papers which might be compulsory to start a preference of chartering rights.

If any supplies of these central manners have been reason to be shabby or unenforceable, all superfluous supplies hereof will sojourn in full force as well as effect.

Contest winners will be compulsory to send a following form to danielkent@netliteracy.org

WINNER’S ACCEPTANCE STATEMENT

I hereby accept my esteem as a leader of a Net Literacy Financial Literacy Video/Gaming Contest.

In suitability with a Contest Rules, we hereby confirm:

1) My eligibility as an active part-time or full-time tyro enrolled in grades 6-12 or in a 2-4 year college or university for any time during a foe duration (within a fifty United States as well as a District of Columbia) as well as who is a authorised proprietor of a single of a fifty (50) states of a United States District of Columbia as well as which my entrance complies with all aspects of Section 2 of a Contest;

2) That we sanction Net Literacy as well as a dependent organizations to have have have have have have make have make have make have make make make make make make make make make make use of of of of of of of of of of of of of of of of of of of of of of my name(s), likenesses, voices, opinions as well as biographical report for broadside or credentials compared purposes;

3) All compulsory releases relating to my winning submission, together with yet not singular to parental accede for persons underneath age 18, have been performed as well as can be constructed on ask of Net Literacy;

4) The work is my strange work as well as does not transgress third celebration rights;

5) I assimilate which Net Literacy might contention an IRS form 1099 reflecting remuneration of my prize, as well as we will yield Net Literacy with any report compulsory to hope for a 1099; and

6) Understand as well as accept which we might be compulsory to pointer a single some-more support to finish as well as exercise a conditions of a Contest Rules.

ACCEPTED:

Primary Entrant (printed name as well as signature)

Parent or Legal Guardian (If Primary Entrant is underneath age 18) (printed name as well as signature)

Winners might send a scanned duplicate of a sealed minute to: danielkent@netliteracy.org

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FINANCIAL CONNECTS CONTEST

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